mgreenwo
1503
50
10
My record is four days in a row, including bills, groceries, etc. how about you?
Sep 27, 2017 12:11 PM
mgreenwo
1503
50
10
My record is four days in a row, including bills, groceries, etc. how about you?
ballerinawannabe
I generally only spend money once or twice a week, but if this is a struggle for you, keep working at it.
TrashRemastered
I made some dumb decision when I first got my CC and racked up some bills, almost paid it off then a bunch of shit happened that I had no
TrashRemastered
choice but to charge to it. Glasses broke and got hit by a hurricane which put me out of work for a short while.
hodorgoestomordor
*Day's
PeregrinTook13
No
fuzznubbin
Fuck money. I use credit all the time. No point in being the richest man in the cemetery!
PeopleCouldntBuildThis
... How about keeping track of your expenses so they don't exceed your funds?
PeopleCouldntBuildThis
downvoters: "thats crazy talk"
DamnnSon
years and years and years. welcome to Europe the land of the free and wealthy.
MrSebu
Wait. If you don't exceed your limit you pay no interest, right? Or did I get it wrong?
MooseJuicy
I like using my credit card just for points, I mean if you're going to spend the money mind as well get points while you do it
trinabeana23
Banks are the ultimate predator! use cash for everything!! We even stopped direct deposit of pay checks & it caused me to stop using debit
trinabeana23
card the day before our paycheck deposits by hoping that it was either close enough or that the deposit would cover it b4 fees ...saved so
trinabeana23
much money by doing that now. We keep $300 cash in a safe that if we REALLY need before pay check then we IMMEDIATELY put it back w paycheck
TtheWriter
I never got a credit card. I don't like spending money I don't have, then paying MORE back... so I guess my record is 16 years? XD
armitagecasemolly
Credit cards if used responsibly offer many benefits. My credit has improved, got multiple domestic and international flights on points, /1
armitagecasemolly
airport lounge access, rental car discounts, travel vouchers, etc. I never pay interest fees since I pay off the balance every two weeks 2/2
ClickAllTheButtons
I only charge on my card per month what I know I can pay completely off before interest is charged, then use my points for gift cards.
UserNamesArentEasy
They are also talking about debit cards so basically they were able to not spend money for 4 days.
Honeybadger2198
Or they use cash.
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OlympicFail
Well let me tell you, AbsoluteFuckingWaffle, for some it is hard not to spend money.
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OlympicFail
I agree with your statement, that's why my wife runs finances.
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DeadeicPrints
I'm pretty sure this post is about him fixing that exact habit. OP is doing exactly that, so why are you saying "he needs to do this!"?
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