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Jan 11, 2017 1:26 AM
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nachomanrandysandwich
http://www.zerohedge.com/sites/default/files/images/user3303/imageroot/2013/07/20130727_income.jpg Millineals got it great guys stop Whining
TakeshiKovaks
It's not being a millennial , It's being young. We all go through it, most of us at least.
FlyOstrich
First one to make money wins
6Ghoul6Girl6
wildcatfan4life
People actually want to go to jail and save what money they have.
NatesSauceLab
Right. Because millennials are the first broke generation
Bystandr
House hunter: Millenial addition- Realtor: and here we have a great overpass. It can totally shelter you from the rain as long as there's
Bystandr
no wind. With your budget you should be able to accessorize with a pallet and cardboard box , too!
Captainplanetmotherfucker
By the look of things lately, that bubble is about to burst.
OKiluvUBuhBai
Except you play it on your phone. Online.
AllDemCanadianBones
"cenogo via iPhone"
CreatureFromtheBlackLegume
And now there is
twiddlydinkypoo
Pass go. Lose 1000
Purplejellybean
The comments got really sad and depressing fast.
Turbogoat
Every time you pass go you pay $200 for your student loans. You don't go to jail, you go back to living with your parents.
DriveDiveDevour
Or a version of life where you can whine about the generations before you and bitch about the one after you just like every other generation
[deleted]
[deleted]
AllDemCanadianBones
Pretty sure the Boomers didn't do that to their parents. And pretty sure the GGs didn't do it to theirs. Pretty unique to boomers.
AdamGenesis
Just think what the next generation will be like.
DigitalWaffle
And a Bernie Sander chance card that says "You are taxed 75%. Give 75% to next player for making more money and better choices than you."
adamopal
Wouldn't that be the game of Life?
maythetreatsbeeverinyourflavor
The accuracy is sad...
Hopsnscotch
I didn't know the year on my birth certificate would rile up the WASP nest so much
imjusthereforthemoneynotyourbs
What do White Anglo Saxon Protestants have to do with this?
Hopsnscotch
According to my autocorrect, everything. But my phone also corrects JESUS in all caps.
Glumerlink
is this a reference to new england?
iidky
That isn't life's fault. It's your own.
CrackHitler
As a millennial who bought a house last year, I'd say it's both actually. Too much to explain on here though.
bloatedplutocrat
So...is the economy is good now? Because i've been assured by the current Congress that it hasn't recovered from the '08 crash.
SomeDetroitGuy
By pretty much all measures - yeah. It is. Why would you trust what Congress says on anything?
bloatedplutocrat
The sarcasm is hard to read these days isn't it...sorry, shoulda put a (s) in there.
Ksjjjdnaja
A lot of economists would agree with congress. Google "08 recession didn't end" or something. At least form your own opinion that way.
VigoTheCarpathian
iidky
Personal responsibility is a 'white people' thing now?
ShiraZen
Yeah, duh. Ignorant people will always blame it on better off people, even if they got there legit.
IMPICKLERICK
Not just white people, although it's commonly refered to as "priviledge"
RetConMan
http://imgur.com/6G5iyZa
nachomanrandysandwich
If you find yourself looking down on people below you on the economic ladder, chances are your being manipulated by those above you
ImLikeWhoaaa
What if i'm Bill Gates?
Relykwastaken
Just enjoy the view
nachomanrandysandwich
http://publisher.attn.com/sites/default/files/weeksoffulltimework_1.png Yea...an entire generation of lazy people that just complain.
RetConMan
It's cause of supply and command
nachomanrandysandwich
http://www.zerohedge.com/sites/default/files/images/user5/imageroot/2013/11/Median%20Asking%20Rent.jpg As wages have stayed stagnate.
d3jake
"...while getting blamed for being lazy, weak-willed."
ProfessorSteven
How about a millennial edition of "life" in which you bitch and moan and blame everyone else for your problems then tweet instead of working
berrrrrrr
I'm 27 and just bought my 2nd house. I still own the first as an investment. But I totally agree with you and I'm sick of hearing them bitch
mousemarie94
Idk what workforce you're looking at, but your stats ain't from the dept of labor!
Dispari
Yes, no one should have even one second of free time in which they can do something besides work.
IJustGiggledImsorry
Upvote
ProfessorSteven
I'm very amused that my comment about millennials bitching and moaning online has prompted the millennials to bitch and moan online.
WhyBeCoolWhenYoureaTool
Oh, no! Young people are expressing that they have different opinions about mine! better go complain and make it on the next cringe dump!
TheOnlyPtylerdactyl
"You're all terrible, and if you argue that point, it only proves you're terrible!" Man, your logic is... well, it's not great.
ShiraZen
Look I'm better cause I'm older. All young people are obviously the only issue.
notme222
There are plenty of millennials working and achieving. It's just that they're too busy living to complain about life on social media.
Shitlinerscomingtoport
Thank you
TheOnlyPtylerdactyl
Taking two seconds to snark on social media = I get nothing else done with my day, apparently
PornHubOfficial
Right. I work a 50 hours a week hard labor. I take pride in it.
WhyBeCoolWhenYoureaTool
how about a gen X version of "Life" where you give medals to kids who don't succeed, then proceed to complain that the kids grew up 1/2
WhyBeCoolWhenYoureaTool
Pampered and giving themselves medals and trophies and "You did a thing"s when that wouldn't be thier fault but rather yours, Old man? 2/2
ProfessorSteven
How old do you think I am?
WhyBeCoolWhenYoureaTool
Obviously pretty damn old if you're buggering about "Millenials"
TheOnlyPtylerdactyl
Just because it takes you eight hours to figure out how to tweet, doesn't mean millennials are taking the same amount of time.
ProfessorSteven
How old do you think I am?
TheOnlyPtylerdactyl
Old enough to think complaining about those younger than you, as though their behavior is in any way a new trend, makes you insightful.
nachomanrandysandwich
Well to be fair student loans can be much as a mortgage payment, I did the military route and it solves all these problems, got school/VA
barberst
My wife and I have a 2000 sq ft 4/2. My student loans are more than my mortgage.
nachomanrandysandwich
Also got a 401k started at 18 which is HUGE, millineals also suck with money, no you don't need the new "insert crap here"
iguessihaveto
Lol, at least once a week I hear some new report about how millennials are ruining the economy by NOT buying new "insert crap here"
ProfessorSteven
Well to be fair stop taking out goddamn student loans
nachomanrandysandwich
If you find your self looking down on people below you on the economic ladder chances are your being manipulated by those above you.
nachomanrandysandwich
Not trying to be a dick but there is a problem with the system that needs to be addressed like wage stagnation and tuition inflation.
ProfessorSteven
Stop taking out loans. Some asshole raises the price of grapes by 800%, I don't take out a loan. I stop buying grapes.
MyUserNameWasTakenBySomeSonofaB1tch
Jesus guys, this post and all these comments are all just too real
SpaceISIS
and even the crappy spots cost as much as Park Place
Jengu
Baby boomers right now be like
Relykwastaken
Sure would have been nice to graduate high school and just get a job
iprobablydontlikeyou
And instead of going to jail you go directly to your parents house.
nobodygottimeforthat
haha
iPretend
Passing Go gives you more cash to spend but increases your student loans.
liroll
Once you go to jail you can't buy anything or make any money but you're still liable for any debt.
nanyatenyaa
I'd litteraly rather die. Buy hey, therapy is fun!
RobertEmmet
Except you'd randomly assign which game piece you use, and half of them still use Jail, because they're born into foster care and have no
iprobablydontlikeyou
RobertEmmet
family.
PicsOritDidntHappen5
Damn dude
DavidELD
Jail would be the ultimate win condition in Millennialopoly. Free housing, free food, free recreation and free gym membership.
digitreal
It's cheaper to buy a house then rent an apartment.
Glumerlink
cheaper? nah, lots of hidden costs. Not only that but if you lose your job and you can't get another where you live you're kinda fucked
GrizzlyWicks
well a morgage for me starts with £15,000 my rent is 400 so...
SDWeasel
Mine's about 59,500 (GBP) and my monthy is just under 500. It was a foreclosure on a dead market without city utilities or cable access.
NotTheRealSource
If you plan on living at said house long enough for it to become an investment, otherwise that money is better spent on a portfolio
shibaweebas
Get this, if you don't make enough money banks won't let you finance a house! Crazy.
Cere4l
banks wont even let me loan money to get a house where id have to pay less to the debts than to rent...
OldIronsides
The only way to convince a bank to give you a loan, is to convince them that you don't need it...
TheBatman
You honestly don't have to make tons of money especially if it's dual income to buy a house. For things like USDA they have maximum you 1/2
imjusthereforthemoneynotyourbs
Ahh see that duel income thing is the trick. Well for me anyway.
shibaweebas
Same. Home buying is really set for an income of 2 professionals these days. If you don't make enough, it's difficult to find any housing.
imjusthereforthemoneynotyourbs
I've found homes for one hundred fifty thousand, but to get them into liveable condition it'd take another 200,000.
TheBatman
2/2 you can make. You could probably get a 130k loan making 35k a year by your self with decent credit. Source: I sell homes.
mousemarie94
130k gets you nothing in most places I've ever lived. Sad reality.
icookfoodandfightfire
Bahaha foreclosure properties here aren't even 130k. Minimum is at least 300k for something shitty abs bank owned
[deleted]
[deleted]
icookfoodandfightfire
Yes...cause it's just that easy. And maybe I actually like where I live even with the obscene housing market
RandomActOfConfusion
$1.2k for a one bedroom apt where I work. about $800 for a 3 bedroom house... wut?
AllDemCanadianBones
When something looks too good to be true, it probably is. Haunted at the least. Next to a homeless shelter at the worst.
iguessihaveto
Sorta? I mean, you also become responsible for all utilities and maintenance with a house, which when added to a mortgage payment can be 1
iguessihaveto
Significantly more expensive. And a lot depends on how good your credit is. If you have little or bad credit the rates go way up and you 2
iguessihaveto
May not qualify for enough to get a house in good repair. Renting can be a better deal for people just starting out or with student loans.
MakeMeStarlit
Pls explain bc this is what i want to do
Sephority
Paying rental fees, you can save and afford a larger or better home or amenities later on. 2/2
Sephority
Renting is making payment after payment adding up to a supposed greater amount than the total price of a home. While in the home, not 1/
MakeMeStarlit
Thanks, so is there a diff in the price per month for renting a house vs apt?
Sephority
Yeah I'm sure. It depends on the place though. Gotta put in the research time.
Pandaphant
- white guy named Todd
Pandaphant
Also why would you rent an apartment if you already bought a house?
finckle71
Yea what an idiot, right?
Sendhelpimstuck
Buying a house forces people to invest. They invest in the house. Those who rent, should put extra cash to investments i.e shares or others
falconram
Assuming you have anything leftover....
bendap
Depending entirely on where you leave. In most large cities in the US that isn't the case.
HessianGhost
No. It's true everywhere. Rent pays the landlord's mortgage. But that doesn't mean everyone can get a loan. Being poor is expensive.
bendap
*live
GeneralBullshit
Bought my first apartment, currently 24 god damn years old... Been renting at my parents basement far to long. Can confirm, prices are big
Zucheto
Cheapest mortgage here is about $1300 to $1400 in any non ghetto areas. My rent is $965.
Rhiannonmclyr
OMFG. I am so sick of this BS platitude. This was true 15 years ago. If you bought your house before then , fan-bloody-tastic.
TheBatman
No it's still true and proven. A house is one of the best investment you can make. Especially now. Interest rates are at an all time low
AllDemCanadianBones
I was always taught if I can't afford something without loans and credit, it's not worth risking my neck.
RRDFree
Interest rates are actually increasing the past two months....Wonder why..
TheBatman
From 3.5 to 4 average. Still very very low. Its legit the best time to buy ever. Ten years ago it it was 8-10 percent. And that was low then
killernerd
you are right, but you still need to have the initial money-pile to make that investment though. no money means no loan means no house
TheBatman
That's why do something like an FHA loan of USDA. USDA Is 0 down and fha is 3.5 percent. Very low.
TheBatman
That's why do something like an FHA loan of USDA. USDA Is 0 down and fha is 3.5 percent. Very low.
Rhiannonmclyr
If you make enough to save up a 20% down payment, good for you. But don't you DARE fault me or anyone else for not living in your bloody
Rhiannonmclyr
upper middle class bubble. My degrees ( yes, plural) should have guaranteed me that level of prosperity, but, thanks to the Ayn Rand
Rhiannonmclyr
Fanboys that run this country, I'm barely making a living.
Moshposhbigosh
Any Randboys
GivingBirthToAPizza
I wish I had more than one upvote to give you for Ayn Rand Fanboys... I also want that to be a shitty GOP themed boy band.
Moshposhbigosh
Ayn*
ooooweeee
Uh depends on where you live. In the Bay Area where I live, just property tax alone on a house would surpass my rent payment.
masochisticgiggler
Yay bay area! *high fives and sobs at the truth*
kgbofficer
Even in places where the price isn't so high, mortgage payments would be cheaper but my apartment has free utilities: elec, heat, water, etc
Sephority
Don't live in the bay area.
AllDemCanadianBones
Got any jobs out in the middle of nowhere that pay enough to live off?
Sephority
Yeah. I don't live in the Bay area
AllDemCanadianBones
Neither do I.
eetsumkaus
if my industry existed outside of high property value areas, sure.
Sephority
What's that
eetsumkaus
Chip Design. your choices are Austin, San Diego, SF, PDX, Concord, Upstate NY, and NC Research Triangle.
gtmiller
If you live somewhere rural or suburban sure; else, hell no.
CaptnJackSpar0
Move
AllDemCanadianBones
It's not even just about the cost of housing. In general all goods are more expensive now than they ever have been before. Look at groceries
gtmiller
Since you put it like that ok.
MonsieurPussycat
Move, then spend 1/2 your day & money travelling to and from work. Time & money that could be saved for a deposit or spent on education?
CaptnJackSpar0
It's expensive to live in populated areas, accept it or move.
thedickpickjudge
U should start with -2,400
koalaSenpai
Don't forget to add the monthly 40$ late fees from the bank 60$ late fees from student loan and the 35$ overdraft fee
doesitreallymatterijustdontwantyoutoknowwhoiam
unless your White with wealthy parents. Even then you only collect $20 when you pass go. Every roll of dice, pay $5 for bills and rent
KiraIsJustice
-80k for college
EnthusedOrphan
TimeFoDat
You only did a single semester or something?
OldIronsides
The oldest player gets all the property at the beginning of the game.
RaRaPotato
Bitch I'm nearly graduated and I've got -70,000 in student debt. That shit is bonkers.
OldIronsides
Whoops...
RaRaPotato
Yup. Good thing I don't have to repay until I earn over $55k. God I love Australia.
OldIronsides
You mean yearly?
RaRaPotato
Yeah, once you have an annual income over 55k, the tax office takes 5% of your salary until the debt is payed.
stevenwonder
x10 to 100
LaikaTheSpaceBitch
That's because you went for branded education! Storebrand works just as well and you get to save with your club card... which is just a visa
PunjabiMacgyver
* -$24,000. thanks student loans.
IHopeThisUserNameIsntTakenYet
-2,400..... a month
RyixUO
At least you could afford to go at all...
fillinthex
You're missing a zero
SomethingCleverAndFunnyThatHasentBeenTaken
Hah just -2400 You got off easy.
PianoMan2112
Well, everything in Monopoly is 4 digits or less.
Fefeaage
Depends what one you buy