Next, my student loans

Sep 8, 2019 7:29 PM

iAmActuallyaDog

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2181

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I left a crazy abusive relationship and divorced my husband 5 years ago. I suffered severe depression and was unable to even get out of my place due to anxiety, let alone work... i had to live of my credit card for a while and then took on a student loan to go back to school.... i have a shitty job and dont live in luxury. I’ve had to tighten my belt, suck it up and try to pay my credit card (otherwise the interest fees would drain my sanity).. im feeling a bit more relieved and hopeful now.

TL/TR: I finally paid my credit card. It feels good.

Edit: Front page!? Oh wow o.O thank you all so much.. once again. This is great company to have around

The wife and I just paid ours off too. Took 17 years. FML.

7 years ago | Likes 2 Dislikes 0

Obligatory "So you're single." with AND financially solvent!?"

7 years ago | Likes 2 Dislikes 0

How much are we talking?

7 years ago | Likes 3 Dislikes 0

Go for a walk some place not to far but in a beautiful location. It’s free and a rally nice reward for your accomplishment.

7 years ago | Likes 2 Dislikes 0

Almost there myself! I got lucky and was able to transfer to a zero percent card for a year. Really saved me.

7 years ago | Likes 2 Dislikes 0

Congratulations. You have now become a much less valuable customer to your credit card company.

7 years ago | Likes 2 Dislikes 0

We get credit cards here for free, we don't have to pay for it.

7 years ago | Likes 2 Dislikes 0

Man, the day I paid off my credit card debt was like a huge load lifted off my shoulders.

7 years ago | Likes 2 Dislikes 0

You are a hero!

7 years ago | Likes 3 Dislikes 0

Good fuckin' job!

7 years ago | Likes 2 Dislikes 0

I'm 2 years and 3 months in still going debt strong

7 years ago | Likes 2 Dislikes 0

7 years ago | Likes 115 Dislikes 2

7 years ago | Likes 3 Dislikes 0

Impressive for a dog!

7 years ago | Likes 3 Dislikes 0

Hahahaha. Woof (yup) its not easy

7 years ago | Likes 3 Dislikes 0

Good job. I'm proud of you

7 years ago | Likes 22 Dislikes 1

Isn't it a great feeling?? Had no interest in getting another, but eventually did, used responsibly to reestablish good credit.

7 years ago | Likes 4 Dislikes 0

Which god/demon did you sacrifice the to?

7 years ago | Likes 30 Dislikes 2

Probably could have just sold the goats to pay it off, instead of the bloodletting rituals

7 years ago | Likes 6 Dislikes 0

I did that once with a DMP (debt management plan). They reduced all of the interest to 0% and I made like 60 mo. payments. Saved my life!

7 years ago | Likes 3 Dislikes 0

Land of the free...

7 years ago | Likes 3 Dislikes 0

Check out Mr. Money Mustache. Free blog, will change your life. Congrats on getting yourself out of the debt prison!

7 years ago | Likes 2 Dislikes 0

Gracias

7 years ago | Likes 1 Dislikes 0

I'm on year 18 of paying off my debt. Just a little more to go.

7 years ago | Likes 4 Dislikes 0

I moved in with my mom 2 years ago and paid off $25k in credit card debt and back taxes

7 years ago | Likes 4 Dislikes 0

Good for you. Not many people take responsibility for their lives like that. Well done.

7 years ago | Likes 3 Dislikes 0

So you're debt free and single??

7 years ago | Likes 9 Dislikes 0

Just paid off my car.

7 years ago | Likes 3 Dislikes 0

7 years ago | Likes 2 Dislikes 0

You, mam - are in the minority. The privileged few who love within their means. Do you know what the avg credit card debt is in the US?

7 years ago | Likes 4 Dislikes 0

I am curious myself. I’ve never been more than $300 in credit debt (though I’m lucky and have a place for dirt cheap rent so that helps)

7 years ago | Likes 1 Dislikes 0

I should. It’s i also have 30k in student loans left.

7 years ago | Likes 1 Dislikes 0

Privileged? You mean, don't buy shit until you've saved up for it? You sound like you feel you're entitled to crap you want or something?

7 years ago | Likes 1 Dislikes 1

Good for you. Now go out and treat yourself to something nice.

7 years ago | Likes 217 Dislikes 13

7 years ago | Likes 1 Dislikes 0

Like strawberries❤. Good job! You're my hero. Hopefully, I'll have mine done by Christmas.

7 years ago | Likes 1 Dislikes 0

I read that as 'go treat your lice'

7 years ago | Likes 1 Dislikes 0

But not too nice. Like moderately nice, that you can pay off this month.

7 years ago | Likes 2 Dislikes 0

Put it on the card

7 years ago | Likes 185 Dislikes 7

Obviously.

7 years ago | Likes 2 Dislikes 1

Having a healthy bank account is a treat. Treat yourself to that. Keep making the numbers go up, OP.

7 years ago | Likes 50 Dislikes 1

Whoever dies with the most money wins!

7 years ago | Likes 1 Dislikes 0

Yes and no. Working just to keep the numbers up isn't really living. It's just existing.

7 years ago | Likes 2 Dislikes 0

This

7 years ago | Likes 3 Dislikes 1

Treating yourself in different ways is important too, though. The trick is to find that balance. EX, I live basically in poverty, barely >

7 years ago | Likes 8 Dislikes 0

> make enough to pay bills and rent and necessities. Put a few bucks in the savings each month. If I can spare one for a McChicken tho? >

7 years ago | Likes 8 Dislikes 0

> I'm having me a fuckin McChicken. Feels good, even if it's a tiny thing.

7 years ago | Likes 10 Dislikes 0

Dave Ramsey sends congrats and regards.

7 years ago | Likes 54 Dislikes 1

Came here to say something similar :)

7 years ago | Likes 1 Dislikes 0

DEBT-FREE SCREAM!

7 years ago | Likes 1 Dislikes 0