Orleanskat
175471
3584
149
Now I'm worried it'll break down.
Apr 10, 2017 5:01 PM
Orleanskat
175471
3584
149
Now I'm worried it'll break down.
SamSquanch148
Drive safely, my friend.
ilikebigbuttsandcannotlie123
I've paid off 2 cars already but I just keep buying new ones ????
annonymouse211
Great job!
Ultracrepidarianmonkey
Keep making the monthly payment to yourself or your retirement fund and the $$ will be there when you need repairs done
DanielleHL
I paid off one of my student loans today! Life is indeed good.
jorgan69
Finally own that 79 Datsun free and clear, eh.
StUriah
Downvote for making me think I was looking at Rick and morty
twillyth
it won't
blackbenetavo
Woohoo! Two years to go for me.
TheStealthHippopotamus
This is so going to be me next month!!
HereIGoLurkingAgain
Upvote for news and cuuuuute fox
VoIdemort
http://orig11.deviantart.net/8cd8/f/2014/295/e/e/wait_for_the_fall_by_kenket-d83ryqr.jpg
CoffeeTrampTossBitch
Congrats!!!
ilovepics
Let's all pray it doesn't break down tomorrow.
villified
Funny, I'm just about to start my car payments. Pre-ordered a Tesla Model 3 which hopefully ships within the next year
HumanBeingOfEarth
Until you need a new car again
Munchman347
Well, show us the car, Fox...
CheshirePhoenix
Within the week, your car will spontaneously combust.
HempmonkY
Time for it to blow up....sorry
overqualified
Paid off my car. The next day it wouldn't start.
KukuloPhoto
Don't worry it will
SergeantCheeseburger
MWR I send the entire tax return to the car note....
idontcareaboutmuch
It's now officially yours! Makes you all grown up and shit!
TheLateKnight
A month ago i couldn't wait to have a car payment. A month later I made my 1st one ever and it made me feel good knowing it was one month
TheLateKnight
closer to being officially mine.
snoffler
Whereas I'm still paying off the car that was totalled last September
dogmatix
I buy second hand cars outright. Feels good not to be in debt, and relative value for money is through the roof. Can recommend.
philosobomb
I do this, but don't desperation-buy like I did last time. Research the seller & get it inspected before you buy.
bigbadbob1978
Time to buy a new car then!!!?!
PissedoffMechanic
What i did 2 months after paying my car off -_-
PubstoolSports
Just lease at that point.
goodjobmyfellowman
Carfox?
DarkNinja2462
Make! This! Meme!
goodjobmyfellowman
I! Don't! Know! How!
choptop50
Paid mine off yesterday. By August ill be debt free!! Cant wait. Congrats OP!
OliverClothesoff70
WAY TO GO!! So few people take the tough road to become (and hopefully remain) free of debt.
damien309
Still got 6 years left on mine. I'm a dumbass.
choptop50
Im buying a new one soon. My debt free life will be short lived. Haha
damien309
Live it for as long as you can!
middlehead
I paid mine off last fall and lost like 30 points off my credit score for "lack of installment loan data.". Credit scores are dumb.
Setekhx
Credit scores are toxic. Rewards people for staying in debt. Fortunately I'm in a position where everything is cash now. No more credit
fregeek
Credit score in America is one of the most incoherent things out there. They reward you for staying in debt.
kapp70
They aren't dumb, they actually should be called "good consumer index" though.
TheInternetNeedsMoreCats
It'll jump back up. No worries.
middlehead
I know, but it's dumb like gas prices. The drop is immediate, recovery will probably be over a year.
gaugetx
Everytime I pay one off my wife oddly needs a new car.... funny how that happens huh..
blonx
Maybe need new wife. Jk jk
MrPessimistic
I paid mine off early because my wife's is at 240k and it's not doing well. At least I saved a few hundred bucks.....I guess.
CarComp
Don't get me effing started on "credit scores". Vantagescore is a joke.
EightYearOldsDude
Maybe ur pulling a bureau (Experian, Equifax, Transition) that ur car loan wasn't reporting to. Paid loans should remain on your report
middlehead
Free monthly score from credit cards, one pulls Experian the other Trans Union. Both scores dropped.
JakeFist
Buying a new car destroyed my credit score. It really is a shit system.
craz3d
I just bumped myself up to $600k of debt. My credit score just keeps getting better & better. If I get a bad cold I'm fucked. These scores 1
craz3d
Are dumb /fin
middlehead
That makes sense though; you took on a large debt, your capacity for more is cut. Mine going down for having more money is ass backwards.
JakeFist
Yeah, yours makes much more sense than mine, for sure. Still seems shitty to have so much damage just to purchase a vehicle though.
cookiediver
What is a credit score?
theBlueFour
A vicious cycle of spending more to be allowed to spend more for slightly less bullshit off the top. (Better score=less interest)
EightYearOldsDude
BananaForScaIe
Higher the number the more likely you're a safe bet for new credit.
bitclicker
Worry not. The mitochondria is the powerhouse of the cell
FreedomFries1993
Ahh thank you for this fine sir, now everyone around me thinks I'm a mad man, very well done.
GCrane93
Roughly it's a score your given based on your finances that banks use to see if they can give a loan and IIRC can change your interest rate.
cookiediver
Ah. So you have to be in constant debt to have good score. Well, we don't have that. (I've still got some loan left on my house, so yea.)
kepler20c
It's also used by a lot more than just banks. Property management companies pull data from your credit report (not a hard pull so it doesn't
kepler20c
show up on the report, it's all in a report specifically for property rental purposes.) to make sure you're likely to pay on time every time
wherearetheavos
I paid mine off and two months later some horrible woman skipped a stop street and smashed into me. Credit score ok, car not so much.
NorthCrown
Don't you have insurance? And pretty sure they have ro pay if they crash into you..
wherearetheavos
Replacement value never equals what insurance pays. So you end up having to start paying off another car from scratch.
okeydokeylittlesmoky
Totaled car, auto shop, rental, waiting, buying new car, paying taxes and title fees all over again. Insurance might cover but it's a pain.
Jokesterwild
yeah regardless of insurance getting into an accident sucks balls.
TwoSeamer
If the other driver stops/you have witnesses. I know my insurance offers extra coerage for "uninsured" drivers. Hell no, je suis broke man
fearthetoes
Generally only for bodily injury.
LauraXxexplorer
Depends on the state.. alot of states offer uninsured property damage
NorthCrown
Dashcam sounds like a good investment, then
TwoSeamer
Yup, invested in that a month ago. I no longer trust no-one on the roads and assume everyone is out there to kill me
HighPriestOfCera
California insurance is required not sure about other places. Even tho it's expensive full coverage makes me feel better
rype27
I believe in all states, liability insurance is required by law. Pays for the other person's vehicle if you are at fault. All other is opt.
HighPriestOfCera
Yeah PLPD, I'm still paying on my car so I have full coverage.
TwoSeamer
If the other driver stops/you have witnesses. I know my insurance offers extra coerage for "uninsured" drivers. Hell no, je suis broke man
zombiejesta
How much is full coverage in Cali? In canada (ontario) full coverage costs me (27 y/o) $98 a month
BigDumbFaggot
Here in OK I'm paying ~700 a year for two cars and a motorcycle, full coverage on the cars.
HighPriestOfCera
I wish man. $164/month atm but I'm 18 so ya know my experience I guess is cause to charge me out the ass. Oh whale.