Jul 26, 2014 2:35 PM
lazypanini
311975
6442
76
jemunford4352
License*
slushietee14
Star World, lol what is this India??
RoseanneRosannadanna
Anti-vaccination in a nutshell
Clayakon
Random browsers unite!
EvilKeg
My record is three separate accidents in the same day... None of them my fault! :)
kalenmiyan
because not everyone else has insurance.
MarcusPlautusMolesworthus
I remember this on Star World. I remember the old Star World logo. Sigh. Nostalgia.
melikiebouncy
Even after watching all of breaking bad I still see Hal everytime I see him
cathee
Damn that Star World logo is causing some flashbacks...
morphire
Pretty much all I watched while living overseas.
4e2n
IMGUR is the reason I started watching this show on netflix.
stkeem
What name this show?
iliketoupvotethings
I can't not upvote Malcolm in the Middle.
clawdean
He is the danger
erikleorga
As I lost a car to someone without insurance and got nothing in settlement, I believe completely in having it.
notirrelevant
There's some anti-vaccine logic right there (not that I condone it...)!
kefkamaxon
Someone who does not understand insurance wrote this into the show, then someone else who also doesn't understand insurance made it a meme.
THEN more people who do not understand insurance up voted it to the front page. A staggering chain of ignorance
CredibleHulk
No fault car insurance. YOUR insurance pays for the OTHER person's injuries if you fuck up. That's why he needs it.
godzillasgreatleader
I hate Michigan no fault insurance
How come?
As an Indiana / Michigan line native, illegal immigrants register / don't insure their cars in Michigan bit live in Indiana and when they (1
Hit and run, those of ua that have insurance can't do anything about it. 2/2
phroureo
However, if the other person doesn't have insurance, then yours is still in charge of getting it paid for.
Right, you'd have to get uninsured drivers' coverage, and your insurance company sues the pants off of the other person.
archnet
Only if you pay for collision damage. Uninsured driver insurance usually only covers for medical bill and not the car itself.
crazypicsandstuff
You can sue them if they don't have insurance.
If you can find them. That's the issue that insurance companies have (source: company trucks get rearended all the time 9/10 times no insu.)
notsureofanything
I got hit by an uninsured person and my brother had to ride in the ambulance. The insurance company was investigating for 2 years (1)
(2) meanwhile we still had to pay for all the damages and bills. They are still looking for the person who rearended me
stillcleaning
It's a horribly corrupt industry. Sorry 'bout your luck.
penguinattackstudios
As someone who works in insurance, there is an explanation!
AlexanderReave
I'd love to hear it!
I'm simplifying this, but basically they could sue you for your assets - insurance is a buffer against that.
DennisTheConstitutionalPeasant
I'll always remember Bryan Cranston with that kinda look of muted awe in his face, a simple man being shown secrets he could never imagine.
Omega156
Secrets like how to properly make meth
cnash85
Bryan Cranston's facial expressions can carry whole scenes by themselves.
DonWares
That was really poetic.
Kinda just stumbled into it haha
fantastapotamus
having just been hit by someone without insurance, they're gonna have a bad time once this all plays out.
LessThanHumbleScott
Suing? American?
DavidCisme
Not necessarily a Yank, he could mean his insurance company will chase the other driver up.
No. I'm Canadian. My insurance company will cover my end and then go after them to get whatever it costs to get me back to normal. 1/2
... guess I don't have anything more. 2/2
swarlzbarkley
Just finished watching all 151 episodes of this gem today. Again. ...I need a social life. Anyone wanna grab a beer?
Smilinnoir
Yo I'm down
Grey406
Sure but only if we watch all of breaking bad next.
heartherevenge
i like the way youre thinking. can i bring snacks?
YorkRaccoon
Gotta watch em all.
tremonti
THANK YOU.
graehall
In Australia to drive a car you need compulsory third-party insurance. Driving without it is both illegal and pure douchebaggery. 1/2
While driving illegally without insurance I got rear-ended while stopped in broad daylight at a rail crossing. A write off with norecourse:(
HeyCasButt
Wait? was the other driver the one without insurance or were you the one without it?
I jumped out+ran to their car to check they were ok. I saw an unrestrained child in the back,driver pleaded "Say it was my daughter driving"
What the hell. Not only is that a shitty thing to do its also really fucking dumb. She'd be in even deeper trouble if that were the case.
Yep. He was in his 60s or so. He was begging me to say it was his daughter driving. It was just lose lose lose. I wasn't going to lie though
The other drive - my apologies for losing clarity by chopping off important words to meet the character limit. My bad :(
Ah, man that blows. Did you have uninsured driver coverage?
Nope - that's first party. I had the choice of lie about the driver (non-starter), call the cops on him, or take it on the chin. Kid=no cops
RobBobertyYT
He doesnt have a point he has a fundamental misunderstanding of how insurance works
InDogsWeThrust
Life is unfair.
Scorpioli
License
captainhowel
I was expecting this to end with something from Breaking Bad
thisheretexasdude
Licence???
SomeDetroitGuy
In Michigan, if there's a crash, each person pays for their own car. It's weird, but it works out way better if someon uninsured hits you.
SpicedNipples
Time to rewath this again
LadyNetrex
Ok, it's time to see this show again. And also Third Rock from the Sun.
MisterMxyzptIk
You can get 3rd rock the entire series on amazon for like 25$. I got it a month ago. Best. Idea. Ever.
Definitely worth it :)
[deleted]
Moirawr
Really? Earth is the third planet from the sun. http://imgur.com/IW8simF
beffeer
Can I join, pleaaasee? No netflix here.
AetherMcLoud
Come to Germany. It's been on cable TV without a break for more than a decade now. Daily. Like 3-4 episodes each day.
soeinfachistdas
Yeah, with german dub...
NameOfUser
I've got 3rd rock on dvd, come on over!
TheRealGrimReaper
I can't watch third rock without seeing the Trinity Killer :(
It will pass, it was worse the other way :P
hahaha, fair enough. I can agree with that.
SusanGoGetMyPants
News Radio? Anyone else?
Phil Hartman was awesome on news radio
weirdcalculator
They both hold up really well. Making my way through Malcolm now, and I go back through Third Rock periodically.
HeyFreckleFace
Oh yeah. That was when my lifelong crush on Joseph Gordon-Levitt began.
schubackk
Oh hell yeah
ashleyhaynes
Angels in the Outfield. <3
MrDaliard
Me too.
yourpretendgirlfriend
You aren't legally allowed to drive in the UK without insurance.
paycer
Technically it's unlawful here in the US too, but tons of people do it anyway.
turnip001
In Australia, you pay compulsory 3rd party insurance as part of registration, but that only covers injury.
jarry123
Third-party insurance, that is. But if you wreck your own car and don't want to pay for it, you'll need full cover.
Dsharppe
It's a massive fine in Canada .. upwards of 3k.
yeah, but Canadian money isnt real currency
LoopStricken
Nowadays you're not legally allowed to OWN a car without insurance, even if you register it as off the road with the DVLA. Bloody scam.
tedya
yeah, that's not true at all..
Is it not? Has it not come into effect yet? Or was it somethi... no, I'm sure it's a thing.
SirChadwellHeath
All vehicles registered on the road have to be insured, SORN and it's OK not to be.
I could've sworn they were changing that...
cyborggold
You aren't legally allowed to drive in the US without insurance either. Something tells me people there do it anyways as well.
Azraelization
Yes you are, you simply have to pay a $500 Uninsured Motorist Fee
ZombieBagel
What?! People break the law?!
Yoshiru
Depends on state. NH let's you dive without insurance but it's illegal to get into an accident without insurance.. weird, huh?
Kightsbridge
Aren't we allowed to skip on the insurance if we have enough money to pay out of pocket or something?
RedWineAndSkyrim
Not sure. Think there might be something about that. Seems reasonable
r4c7
Not in my state atleast.
ChickenandFishMakesAGreatDish
That's true in most states, but not all
New Hampshire and Virginia being the exceptions
Yeah you just pay a $500 dollar fee here in Virginia. You're still liable to pay if the other person doesn't have uninsured driver coverage
Interesting. I assume that's an annual fee or is it a one time deal?
jemunford4352
License*
slushietee14
Star World, lol what is this India??
RoseanneRosannadanna
Anti-vaccination in a nutshell
Clayakon
Random browsers unite!
EvilKeg
My record is three separate accidents in the same day... None of them my fault! :)
kalenmiyan
because not everyone else has insurance.
MarcusPlautusMolesworthus
I remember this on Star World. I remember the old Star World logo. Sigh. Nostalgia.
melikiebouncy
Even after watching all of breaking bad I still see Hal everytime I see him
cathee
Damn that Star World logo is causing some flashbacks...
morphire
Pretty much all I watched while living overseas.
4e2n
IMGUR is the reason I started watching this show on netflix.
stkeem
What name this show?
iliketoupvotethings
I can't not upvote Malcolm in the Middle.
clawdean
He is the danger
erikleorga
As I lost a car to someone without insurance and got nothing in settlement, I believe completely in having it.
notirrelevant
There's some anti-vaccine logic right there (not that I condone it...)!
kefkamaxon
Someone who does not understand insurance wrote this into the show, then someone else who also doesn't understand insurance made it a meme.
kefkamaxon
THEN more people who do not understand insurance up voted it to the front page. A staggering chain of ignorance
CredibleHulk
No fault car insurance. YOUR insurance pays for the OTHER person's injuries if you fuck up. That's why he needs it.
godzillasgreatleader
I hate Michigan no fault insurance
CredibleHulk
How come?
godzillasgreatleader
As an Indiana / Michigan line native, illegal immigrants register / don't insure their cars in Michigan bit live in Indiana and when they (1
godzillasgreatleader
Hit and run, those of ua that have insurance can't do anything about it. 2/2
phroureo
However, if the other person doesn't have insurance, then yours is still in charge of getting it paid for.
CredibleHulk
Right, you'd have to get uninsured drivers' coverage, and your insurance company sues the pants off of the other person.
archnet
Only if you pay for collision damage. Uninsured driver insurance usually only covers for medical bill and not the car itself.
crazypicsandstuff
You can sue them if they don't have insurance.
phroureo
If you can find them. That's the issue that insurance companies have (source: company trucks get rearended all the time 9/10 times no insu.)
notsureofanything
I got hit by an uninsured person and my brother had to ride in the ambulance. The insurance company was investigating for 2 years (1)
notsureofanything
(2) meanwhile we still had to pay for all the damages and bills. They are still looking for the person who rearended me
stillcleaning
It's a horribly corrupt industry. Sorry 'bout your luck.
penguinattackstudios
As someone who works in insurance, there is an explanation!
AlexanderReave
I'd love to hear it!
penguinattackstudios
I'm simplifying this, but basically they could sue you for your assets - insurance is a buffer against that.
DennisTheConstitutionalPeasant
I'll always remember Bryan Cranston with that kinda look of muted awe in his face, a simple man being shown secrets he could never imagine.
Omega156
Secrets like how to properly make meth
cnash85
Bryan Cranston's facial expressions can carry whole scenes by themselves.
DonWares
That was really poetic.
DennisTheConstitutionalPeasant
Kinda just stumbled into it haha
fantastapotamus
having just been hit by someone without insurance, they're gonna have a bad time once this all plays out.
LessThanHumbleScott
Suing? American?
DavidCisme
Not necessarily a Yank, he could mean his insurance company will chase the other driver up.
fantastapotamus
No. I'm Canadian. My insurance company will cover my end and then go after them to get whatever it costs to get me back to normal. 1/2
fantastapotamus
... guess I don't have anything more. 2/2
swarlzbarkley
Just finished watching all 151 episodes of this gem today. Again. ...I need a social life. Anyone wanna grab a beer?
Smilinnoir
Yo I'm down
Grey406
Sure but only if we watch all of breaking bad next.
heartherevenge
i like the way youre thinking. can i bring snacks?
YorkRaccoon
Gotta watch em all.
tremonti
THANK YOU.
graehall
In Australia to drive a car you need compulsory third-party insurance. Driving without it is both illegal and pure douchebaggery. 1/2
graehall
While driving illegally without insurance I got rear-ended while stopped in broad daylight at a rail crossing. A write off with norecourse:(
HeyCasButt
Wait? was the other driver the one without insurance or were you the one without it?
graehall
I jumped out+ran to their car to check they were ok. I saw an unrestrained child in the back,driver pleaded "Say it was my daughter driving"
HeyCasButt
What the hell. Not only is that a shitty thing to do its also really fucking dumb. She'd be in even deeper trouble if that were the case.
graehall
Yep. He was in his 60s or so. He was begging me to say it was his daughter driving. It was just lose lose lose. I wasn't going to lie though
graehall
The other drive - my apologies for losing clarity by chopping off important words to meet the character limit. My bad :(
HeyCasButt
Ah, man that blows. Did you have uninsured driver coverage?
graehall
Nope - that's first party. I had the choice of lie about the driver (non-starter), call the cops on him, or take it on the chin. Kid=no cops
RobBobertyYT
He doesnt have a point he has a fundamental misunderstanding of how insurance works
InDogsWeThrust
Life is unfair.
Scorpioli
License
captainhowel
I was expecting this to end with something from Breaking Bad
thisheretexasdude
Licence???
SomeDetroitGuy
In Michigan, if there's a crash, each person pays for their own car. It's weird, but it works out way better if someon uninsured hits you.
SpicedNipples
Time to rewath this again
LadyNetrex
Ok, it's time to see this show again. And also Third Rock from the Sun.
MisterMxyzptIk
You can get 3rd rock the entire series on amazon for like 25$. I got it a month ago. Best. Idea. Ever.
LadyNetrex
Definitely worth it :)
[deleted]
[deleted]
Moirawr
Really? Earth is the third planet from the sun. http://imgur.com/IW8simF
beffeer
Can I join, pleaaasee? No netflix here.
AetherMcLoud
Come to Germany. It's been on cable TV without a break for more than a decade now. Daily. Like 3-4 episodes each day.
soeinfachistdas
Yeah, with german dub...
NameOfUser
I've got 3rd rock on dvd, come on over!
TheRealGrimReaper
I can't watch third rock without seeing the Trinity Killer :(
LadyNetrex
It will pass, it was worse the other way :P
TheRealGrimReaper
hahaha, fair enough. I can agree with that.
SusanGoGetMyPants
News Radio? Anyone else?
godzillasgreatleader
Phil Hartman was awesome on news radio
weirdcalculator
They both hold up really well. Making my way through Malcolm now, and I go back through Third Rock periodically.
HeyFreckleFace
Oh yeah. That was when my lifelong crush on Joseph Gordon-Levitt began.
schubackk
Oh hell yeah
ashleyhaynes
Angels in the Outfield. <3
MrDaliard
Me too.
yourpretendgirlfriend
You aren't legally allowed to drive in the UK without insurance.
paycer
Technically it's unlawful here in the US too, but tons of people do it anyway.
turnip001
In Australia, you pay compulsory 3rd party insurance as part of registration, but that only covers injury.
jarry123
Third-party insurance, that is. But if you wreck your own car and don't want to pay for it, you'll need full cover.
Dsharppe
It's a massive fine in Canada .. upwards of 3k.
heartherevenge
yeah, but Canadian money isnt real currency
LoopStricken
Nowadays you're not legally allowed to OWN a car without insurance, even if you register it as off the road with the DVLA. Bloody scam.
tedya
yeah, that's not true at all..
LoopStricken
Is it not? Has it not come into effect yet? Or was it somethi... no, I'm sure it's a thing.
SirChadwellHeath
All vehicles registered on the road have to be insured, SORN and it's OK not to be.
LoopStricken
I could've sworn they were changing that...
cyborggold
You aren't legally allowed to drive in the US without insurance either. Something tells me people there do it anyways as well.
Azraelization
Yes you are, you simply have to pay a $500 Uninsured Motorist Fee
ZombieBagel
What?! People break the law?!
Yoshiru
Depends on state. NH let's you dive without insurance but it's illegal to get into an accident without insurance.. weird, huh?
Kightsbridge
Aren't we allowed to skip on the insurance if we have enough money to pay out of pocket or something?
RedWineAndSkyrim
Not sure. Think there might be something about that. Seems reasonable
r4c7
Not in my state atleast.
ChickenandFishMakesAGreatDish
That's true in most states, but not all
ChickenandFishMakesAGreatDish
New Hampshire and Virginia being the exceptions
HeyCasButt
Yeah you just pay a $500 dollar fee here in Virginia. You're still liable to pay if the other person doesn't have uninsured driver coverage
ChickenandFishMakesAGreatDish
Interesting. I assume that's an annual fee or is it a one time deal?